Privacy Policy
This Privacy Policy describes how CanadaCalculator.ca ("we", "us", or "our") collects, uses, and shares information when you visit our website at https://canadacalculator.ca (the "Site"). By using the Site, you agree to the collection and use of information in accordance with this policy.
1. Information We Collect
Information you provide: Our calculators run entirely in your browser. We do not collect, store, or transmit any of the numbers or values you enter into our calculators (such as home price, income, or down payment). All calculations happen locally on your device.
Information collected automatically: Like most websites, we collect certain information automatically when you visit our Site, including:
- Your IP address (anonymized)
- Browser type and version
- Pages visited and time spent on pages
- Referring website or source
- Device type (desktop, mobile, tablet)
- General geographic location (country/province level only)
This information is collected through cookies and similar tracking technologies, primarily through Google Analytics and Google AdSense (described below).
2. Cookies
We use cookies — small text files stored on your device — to help operate the Site and serve relevant advertisements. The types of cookies used on this Site include:
- Analytics cookies (Google Analytics): Help us understand how visitors interact with the Site — which pages are popular, how long visitors stay, and where they come from. This data is aggregated and anonymous.
- Advertising cookies (Google AdSense): Used to serve personalized advertisements based on your interests and browsing history across the web. These cookies are set by Google and governed by Google's privacy policy.
- Functional cookies: May be used to remember your preferences (such as your last-selected province) within a session.
You can control or disable cookies through your browser settings. Note that disabling cookies may affect the functionality of some features of the Site and the relevance of ads shown.
3. Google AdSense and Advertising
We use Google AdSense to display advertisements on this Site. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.
You may opt out of personalized advertising by visiting Google's Ads Settings or by visiting www.aboutads.info.
For more information about how Google uses data when you use our Site, please visit: https://policies.google.com/technologies/partner-sites.
4. Google Analytics
We use Google Analytics to understand how visitors use the Site. Google Analytics collects information such as how often users visit the Site, what pages they visit, and what other sites they used prior to coming to the Site. We use this information to improve the Site. Google Analytics collects only the IP address assigned to you on the date you visit the Site, not your name or other identifying information.
You can prevent Google Analytics from recognizing you on return visits by disabling cookies in your browser, or by installing the Google Analytics Opt-out Browser Add-on.
5. How We Use Your Information
We use the information we collect to:
- Operate and improve the Site and our calculators
- Understand how visitors use the Site (analytics)
- Display relevant advertisements through Google AdSense
- Comply with legal obligations
- Detect and prevent fraudulent or abusive use of the Site
We do not sell, trade, or rent your personal information to any third parties.
6. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
7. Children's Privacy
Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.
8. Your Privacy Rights (Canadian Users — PIPEDA)
As a Canadian resident, you may have rights under the Personal Information Protection and Electronic Documents Act (PIPEDA), including the right to:
- Know what personal information we hold about you
- Request corrections to inaccurate information
- Withdraw consent to the collection or use of your personal information (subject to legal or contractual restrictions)
- File a complaint with the Office of the Privacy Commissioner of Canada
To exercise any of these rights, please contact us using the information below.
9. Data Retention
We do not store calculator inputs. Aggregated, anonymized analytics data may be retained for up to 26 months in Google Analytics, consistent with Google's standard data retention policies.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will update the "Effective date" at the top of this page. We encourage you to review this page periodically to stay informed about how we protect your information.
11. Contact Us
If you have any questions about this Privacy Policy or our data practices, you can contact us at:
- Website: https://canadacalculator.ca
- Location: Ontario, Canada