Updated 2026
All 10 provinces · 2026 tax brackets · Instant side-by-side

Province Tax
Comparison Canada 2026

Compare take-home pay, income tax, sales tax, minimum wage, and cost of living between any two Canadian provinces. See exactly what moving provinces means for your wallet.

annual take-home difference

Province A

Province B

$
Province
Take-home pay
Federal tax
Provincial tax
CPP + EI
Sales tax rate
Minimum wage
Avg 1BR rent
Province
Take-home pay
Federal tax
Provincial tax
CPP + EI
Sales tax rate
Minimum wage
Avg 1BR rent
Annual difference (take-home pay only)

Tax calculations are estimates based on 2026 federal and provincial brackets. Does not include surtaxes, non-refundable credits beyond BPA, or municipal taxes. Not financial or tax advice. Terms →

💰 Alberta's tax advantage

Alberta has no provincial sales tax (5% GST only) and the highest basic personal amount ($21,003 in 2026). On $100,000 salary, take-home in Alberta is typically $8,000-$12,000/year higher than Ontario. However, Alberta also has lower public services, no rent control, and typically higher car insurance.

🏙️ Ontario's hidden costs

Ontario has the highest marginal rate on income above $220,000 (53.53% combined) and the Toronto surtax kicks in at relatively low provincial tax amounts. The 13% HST applies broadly. However, Ontario has stronger employment standards, rent control for older buildings, and OHIP health coverage.

🌊 BC: the tax-efficiency middle ground

BC has a higher top rate than Alberta but a broad array of refundable credits and the lowest combined rate on moderate incomes. The PST (7%) doesn't apply to most business inputs (unlike HST which is recoverable). Vancouver's high housing costs offset much of the income tax advantage.

🔢 What this doesn't capture

Take-home pay is only part of the picture. Housing costs, transit, childcare, healthcare premiums (BC has eliminated MSP premiums), car insurance, and quality of public services all differ dramatically by province. Use the Cost of Living comparison tool for the full picture.

Frequently asked questions

Which Canadian province has the lowest income tax?

Alberta consistently has the lowest overall tax burden for most income levels — no provincial sales tax, high basic personal amount, and a flat 10% provincial rate on the first $148K. For very high earners ($300K+), New Brunswick and Saskatchewan can be more competitive. Ontario's top combined rate of 53.53% is the highest in Canada.

Is it worth moving provinces for lower taxes?

At $100,000 salary, moving from Ontario to Alberta typically saves $8,000-$10,000 in annual take-home pay. Over 10 years, that's $80,000-$100,000 — significant. But factor in: housing costs (Alberta is cheaper), cost of living, family connections, career opportunities, and public services. Pure tax optimization rarely justifies a move on its own.